Yay!
I am getting a small bonus this year for my job, too!
I am getting a small bonus this year for my job, too!
My broadband was not getting above 40 meg, BT openreach have been out.. Re cabled to the house, it has jumped to 64. Apparently the cable and socket was 30 years old and obsolete.
When I got mine upgraded the engineer said he was amazed I got any broadband signal at all with the old wall unit.
Cras wrote:
When I got mine upgraded the engineer said he was amazed I got any broadband signal at all with the old wall unit.
That is exactly what mine said..
KovacsC wrote:
My broadband was not getting above 40 meg, BT openreach have been out.. Re cabled to the house, it has jumped to 64.
NEVER ACCEPT THEIR FIRST OFFER x
I have a double yay!
After I kicked my ex out I ran up about £8000 worth of debt - mostly from house related stuff and bills related to buying him out of the mortgage etc but also partly from "woo, I'm finally free, I can do things" splurges.
One of my goals for this year was to finish paying off that debt and have been chipping away it where possible. Despite my income being down (homeschooling eating into my time rather than decrease on demand) I've kept this up during lockdown and was ready to make the final payment this week.
When I rang the bank they told me that because of the over-payments the final payment would be about £300 less than I thought it was going to be. So win one: keeping £300 unexpectedly! Win two: mentally, I now have complete financial freedom from the knob! Yay!
(Now just to pay off my credit card
)
After I kicked my ex out I ran up about £8000 worth of debt - mostly from house related stuff and bills related to buying him out of the mortgage etc but also partly from "woo, I'm finally free, I can do things" splurges.
One of my goals for this year was to finish paying off that debt and have been chipping away it where possible. Despite my income being down (homeschooling eating into my time rather than decrease on demand) I've kept this up during lockdown and was ready to make the final payment this week.
When I rang the bank they told me that because of the over-payments the final payment would be about £300 less than I thought it was going to be. So win one: keeping £300 unexpectedly! Win two: mentally, I now have complete financial freedom from the knob! Yay!
(Now just to pay off my credit card
) 
Congrats Jem!
That is awesome...
I just received a £100 John Lewis gift voucher I’d forgotten about, for taking out Vodafone broadband.
Fantastic news Jem, especially on breaking that tie.
And on the money bit, too.
Nice little bonus, too, Zoidbrrg
And on the money bit, too.
Nice little bonus, too, Zoidbrrg
Nice one, Jem!
Thanks all 
mentally is a big weight off so am well chuffed 
mentally is a big weight off so am well chuffed 
I'm really pleased for you! Well done Jem.
Jem wrote:
I have a double yay!
After I kicked my ex out I ran up about £8000 worth of debt - mostly from house related stuff and bills related to buying him out of the mortgage etc but also partly from "woo, I'm finally free, I can do things" splurges.
One of my goals for this year was to finish paying off that debt and have been chipping away it where possible. Despite my income being down (homeschooling eating into my time rather than decrease on demand) I've kept this up during lockdown and was ready to make the final payment this week.
When I rang the bank they told me that because of the over-payments the final payment would be about £300 less than I thought it was going to be. So win one: keeping £300 unexpectedly! Win two: mentally, I now have complete financial freedom from the knob! Yay!
(Now just to pay off my credit card )
After I kicked my ex out I ran up about £8000 worth of debt - mostly from house related stuff and bills related to buying him out of the mortgage etc but also partly from "woo, I'm finally free, I can do things" splurges.
One of my goals for this year was to finish paying off that debt and have been chipping away it where possible. Despite my income being down (homeschooling eating into my time rather than decrease on demand) I've kept this up during lockdown and was ready to make the final payment this week.
When I rang the bank they told me that because of the over-payments the final payment would be about £300 less than I thought it was going to be. So win one: keeping £300 unexpectedly! Win two: mentally, I now have complete financial freedom from the knob! Yay!
(Now just to pay off my credit card
)This is amazing news, well done Jem, I am so chuffed for you!
Jem, that's great work!
What’s the £300 going on then, Jem?
Zardoz wrote:
What’s the £300 going on then, Jem?
A PS5 shelf for JC
I've hooked up a portable AC unit in my living room. My quality of life has gone up a thousandfold
Sorry, had missed the replies to this - thank you all
Probably the credit card bill
Zardoz wrote:
What’s the £300 going on then, Jem?
Probably the credit card bill
Cras wrote:
I've hooked up a portable AC unit in my living room. My quality of life has gone up a thousandfold
Jealous. It’s so bloody humid in Wales and routinely 15c at night. I had my feet under the cold tap at 1am last night trying to cool down. Except the cold water wasn’t cold
DBSnappa wrote:
I had my feet under the cold tap at 1am last night trying to cool down. Except the cold water wasn’t cold
That was your main error, then.
Found out about a job on Wednesday.
Filmed it on Thursday.
Edited it and got paid for it on Friday.
The weekend is on me!
Filmed it on Thursday.
Edited it and got paid for it on Friday.
The weekend is on me!
TheVision wrote:
Found out about a job on Wednesday.
Filmed it on Thursday.
Edited it and got paid for it on Friday.
Filmed it on Thursday.
Edited it and got paid for it on Friday.
Chilled on Sunday.
Got BT coming on 17th to run fibre to the house. £29.99 a month for 150mbps, only a fiver a month more than the 12-on-a-good-day we've been putting up with so far. Nicely timed to coincide with Flight Simulator 2020.
markg wrote:
Got BT coming on 17th to run fibre to the house. £29.99 a month for 150mbps, only a fiver a month more than the 12-on-a-good-day we've been putting up with so far. Nicely timed to coincide with Flight Simulator 2020.
Result! What's the up speed?
30 estimated and 10 minimum, 100 minimum download as well. Can't wait. It was tempting to get the even faster one but we've just no need for it I don't think.
*Orders 1.8 miles of Ethernet cable*
Jem wrote:
(Now just to pay off my credit card )
)Just paid off my credit card. I have now officially paid off all my debt (not including mortgage)
Really pleased to finally have that off my back
Jem wrote:
Jem wrote:
(Now just to pay off my credit card )
)Just paid off my credit card. I have now officially paid off all my debt (not including mortgage)
Really pleased to finally have that off my back
Amazing! My turn next. Hopefully soon. Stupid flat
Jem wrote:
Jem wrote:
(Now just to pay off my credit card )
)Just paid off my credit card. I have now officially paid off all my debt (not including mortgage)
Really pleased to finally have that off my back
Excellent
Mine won't be paid off till December 2021, so still some way to go for me, but since May 2017, I've paid of £27k in gambling debt, so I'm getting there.
Mr Chonks wrote:
Amazing! My turn next. Hopefully soon. Stupid flat
What's happening with the flat - didn't you have a buyer, or am I misremembering?
devilman wrote:
Mine won't be paid off till December 2021, so still some way to go for me, but since May 2017, I've paid of £27k in gambling debt, so I'm getting there.
That's bloody awesome dude
Yep, hopefully should have an exchange date soon.
markg wrote:
Got BT coming on 17th to run fibre to the house. £29.99 a month for 150mbps, only a fiver a month more than the 12-on-a-good-day we've been putting up with so far. Nicely timed to coincide with Flight Simulator 2020.
I'm still waiting for the 300 package to be installed. I ordered in June. 2019*.
But it's allegedly definitely going to have happened by the end of October - and at least the poles and fibre from distribution pole to local pole are in now.
I too, somehow, decided against the 500 and 900 upper tiers.
* I didn't, I ordered the 300 package in June this year, by it's my third ftth order since June last year.
Yeah, mine got delayed too. The holdup was because nobody could be arsed to run the bit of fibre from the pavement to the outside of the house. That's done now and the someone is apparently coming on 16th October to drill a hole in our wall and plug in a modem at the other side, if they can be arsed.
They're properly terrible with their communications, though. My current provider had taken the September date as the date to disconnect us. I had nothing at all from BT to say it wasn't going to be done in time. It was only because I guessed it probably wasn't and spent an hour on the phone to see if everything was still going ahead as planned that I wasn't cut off. All the people at BT I spoke to were lovely and did their best but it's a right fucking shambles.
They're properly terrible with their communications, though. My current provider had taken the September date as the date to disconnect us. I had nothing at all from BT to say it wasn't going to be done in time. It was only because I guessed it probably wasn't and spent an hour on the phone to see if everything was still going ahead as planned that I wasn't cut off. All the people at BT I spoke to were lovely and did their best but it's a right fucking shambles.
I've been speaking directly to a level 2 contract fixer-upper at openreach because BT are fucking useless. She's been great.
Meanwhile the BT order tracker just uselessly said "an engineer will be with you today!" Since june. They've not actually given me any update at all.
All those claims that BT and openreach are still not maintaining the right break is pretty hard to believe with the complete shitshow I've suffered for more than a year.
Meanwhile the BT order tracker just uselessly said "an engineer will be with you today!" Since june. They've not actually given me any update at all.
All those claims that BT and openreach are still not maintaining the right break is pretty hard to believe with the complete shitshow I've suffered for more than a year.
Fingers crossed for October though right!
My street has been fully fibred up, and Openreach say I can get 900mb.
Vodafone who are my actual ISP aren’t aware of this
Vodafone who are my actual ISP aren’t aware of this
Ring them up - they announced reselling the openreach product where cityfibre don't cover a week or two back, but they hadn't updated the website checker.
Jem wrote:
Jem wrote:
(Now just to pay off my credit card )
)Just paid off my credit card. I have now officially paid off all my debt (not including mortgage)
Really pleased to finally have that off my back
Feels amazing doesn't it. Well done!
devilman wrote:
Jem wrote:
Jem wrote:
(Now just to pay off my credit card )
)Just paid off my credit card. I have now officially paid off all my debt (not including mortgage)
Really pleased to finally have that off my back
Excellent
Mine won't be paid off till December 2021, so still some way to go for me, but since May 2017, I've paid of £27k in gambling debt, so I'm getting there.
That's a massive achievement, well done!
Current status.
Half hour after low tide, and this is the tidal range.
Half hour after low tide, and this is the tidal range.
Jem wrote:
Jem wrote:
(Now just to pay off my credit card )
)Just paid off my credit card. I have now officially paid off all my debt (not including mortgage)
Really pleased to finally have that off my back
That is awesome. Must feel great.
Just had a letter from the HMRC. I have over paid tax, and am due £80
Plus the £2500 I am hopefully getting for my car insurance.
Means I can clear my credit card and loan. Which will be awesome.
Plus my Iva comes off my credit file in November.
Plus the £2500 I am hopefully getting for my car insurance.
Means I can clear my credit card and loan. Which will be awesome.
Plus my Iva comes off my credit file in November.
Nice one Kov!
I found a 5er in my jeans pocket, jeans I've not worn since before March.
Go me!
I found a 5er in my jeans pocket, jeans I've not worn since before March.
Go me!
Although maybe it should be in the yay but nay thread, as I can't think of the last time I spent cash in a shop!
KovacsC wrote:
Just had a letter from the HMRC. I have over paid tax, and am due £80
Plus the £2500 I am hopefully getting for my car insurance.
Means I can clear my credit card and loan. Which will be awesome.
Plus my Iva comes off my credit file in November.
Plus the £2500 I am hopefully getting for my car insurance.
Means I can clear my credit card and loan. Which will be awesome.
Plus my Iva comes off my credit file in November.
Giphy "excellent":
https://media1.giphy.com/media/l46CDHTqbmnGZyxKo/giphy-loop.mp4
KovacsC wrote:
Just had a letter from the HMRC. I have over paid tax, and am due £80
Plus the £2500 I am hopefully getting for my car insurance.
Means I can clear my credit card and loan. Which will be awesome.
Plus my Iva comes off my credit file in November.
Plus the £2500 I am hopefully getting for my car insurance.
Means I can clear my credit card and loan. Which will be awesome.
Plus my Iva comes off my credit file in November.
That really is fantastic news.