Gas Guzzling Money Pits
pointless expenses and cars
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I've just seen a 19 plate car with one of those massive over-the-steering-wheel type steering locks. I thought they were long gone :)
I've seen a few lately, I think it's because of people worrying about keyless systems.
Body's bolted down and most things now work. Asbo bulge now fitted
Yesterday marked a year to the day since I bought the Yaris Hybrid.

It’s not put a foot wrong, passed it’s MOT on Monday with no advisories, has returned a consistent 60-ish mpg, does everything I want it to, and is just generally great as a daily driver.

So why so I find myself suddenly drawn inexorably towards a Peugeot 3008? (the latest generation)
Because joy is gone.
Err what the fuck
Mr Chonks wrote:
Err what the fuck

Huh?

Also had a quick look around the current 5008 earlier and for the money that seems like a billy bargain.
Are you planning on having loads of kids or something?
markg wrote:
Are you planning on having loads of kids or something?

They already have a few
markg wrote:
Are you planning on having loads of kids or something?

No, I just like big cars. Which is baffling, because apart from having to think carefully about a couple of recent ikea trips, I’ve never run out of space in the Yaris.
A dogger’s delight.
On the 1st December my company car scheme is coming to an end, and it is is being replaced by a car allowance of £410 a month. Am I wrong to assume, them I will get roughly that as take home, as I know I will get taxed on that but I won't have the tax penalty of a company car.

This means I need to get a car, what are my options?
1) I can buy my company car, a 65 Plate Golf 2.0l Diesel GT. It currently has 76000 on the clock and I can buy it for £8600, i am guessing it will be cheaper in December.

I will need to tax, insure and have breakdown cover, anything else?

2) Lease a car with my car allowance? What should I be looking for, to make this a viable option?
markg wrote:
Are you planning on having loads of kids or something?

Funnily enough I asked a similar question.

(He can fuck off :DD )
Yep, you'll lose tax and NI off the £410, but you won't be paying company car tax on the Golf so you should be able to work out the change in take home pay from that.

You'll need insurance that includes business cover, andd if you've not got any NCB that might not be cheap. Some insurance companies will still give you NCB if you can get a letter from your employer stating you've been on their cover for X years without claims.

The price for the Golf doesn't seem that bad so if it's in decent condition and reliable it's worth considering.
Do they have any restrictions on how old the car can be?

If you're going for a lease then you really need to play the system and shop round for whatever is on offer this month as manufacturer subsidies can make a huge difference but they don't last for long. If you decide what car you want first, you'll end up paying more.
There's threads on Pistonheads where people share bargains they've found, and watch out for large initial payments.

The downside of a lease is you're tied in so if there's any chance of you changing jobs then it's not ideal.

I always just bought my own cars when I had a car allowance so I could choose when to change, and how much to spend or save.
If you don't want to just get a loan and keep the current car, and are thinking of PCP deals, £300 a month with a grand or so down will get you into a car with a retail price of around £20k. Which should give you enough leeway to pay for insurance, tax and maintenance. Drop down to £250 a month if that feels too tight.

If you go new you'll get a better deal typically, but that depends on the dealer, the manufacturer and the day. Nearly new is probably where you want to be, to get the peace of mind of a warranty.
If I was you i'd be looking at a nearly new Golf GTI or Audi A5, assuming you need something that is seen as a sensible business car.

If you want to lease, then Ling is probably your best bet, she is an absolute loon, but gets some good deals.
http://www.lingscars.com
How many people could a 16 year old transport in a Piaggio Ape? What is the licence restriction on it?
TIL a Golf GTI is a sensible business car. I thought that’s what the GTD and now GTE were invented for.
Trooper wrote:
If you don't want to just get a loan and keep the current car, and are thinking of PCP deals, £300 a month with a grand or so down will get you into a car with a retail price of around £20k. Which should give you enough leeway to pay for insurance, tax and maintenance. Drop down to £250 a month if that feels too tight.

If you go new you'll get a better deal typically, but that depends on the dealer, the manufacturer and the day. Nearly new is probably where you want to be, to get the peace of mind of a warranty.
If I was you i'd be looking at a nearly new Golf GTI or Audi A5, assuming you need something that is seen as a sensible business car.

If you want to lease, then Ling is probably your best bet, she is an absolute loon, but gets some good deals.
http://www.lingscars.com


That website is a thing of majesty. Awesome.
MaliA wrote:
How many people could a 16 year old transport in a Piaggio Ape? What is the licence restriction on it?


It’s the same as any other 50cc moped. No passengers and you need to do a CBT.
Dr Zoidberg wrote:
MaliA wrote:
How many people could a 16 year old transport in a Piaggio Ape? What is the licence restriction on it?


It’s the same as any other 50cc moped. No passengers and you need to do a CBT.


Cheers. Assuming CBT is present, ehat sort of BAD STUFF if caught? Anything more than a fine?
Mr Chonks wrote:
TIL a Golf GTI is a sensible business car. I thought that’s what the GTD and now GTE were invented for.


It's a good car that can also pass a sensible business car if required
MaliA wrote:
Dr Zoidberg wrote:
MaliA wrote:
How many people could a 16 year old transport in a Piaggio Ape? What is the licence restriction on it?


It’s the same as any other 50cc moped. No passengers and you need to do a CBT.


Cheers. Assuming CBT is present, ehat sort of BAD STUFF if caught? Anything more than a fine?


Using a motor vehicle other than in accordance with a licence. Probably no insurance too.
Vehicle seized. 6 points and a ban for totting up.

The 50 will only have a single seat anyway.
Roland Rat Ford steering wheel. Unfortunately I don't know how to embed tweets here.

https://twitter.com/craigblundell/statu ... 40032?s=20
Findus Fop wrote:
Roland Rat Ford steering wheel. Unfortunately I don't know how to embed tweets here.

https://twitter.com/craigblundell/statu ... 9568940032


Findus Fop wrote:
Roland Rat Ford steering wheel. Unfortunately I don't know how to embed tweets here.

https://twitter.com/craigblundell/statu ... 40032?s=20



Just delete the ?s=20 bit from the link
Malc wrote:
Findus Fop wrote:
Roland Rat Ford steering wheel. Unfortunately I don't know how to embed tweets here.

https://twitter.com/craigblundell/statu ... 40032?s=20



Just delete the ?s=20 bit from the link


Yeaaah, rat fans!
Mrs Fop has taken on a new job that requires a hefty amount of driving, in our pretty uneconomical Skoda Yeti (~34 mpg)

I've also been thinking that I don't feel comfortable driving something as damaging to the environment as a petrol car, so have been trying to do the Man Maths on a new car.

Which brings me to the e-niro. Which is not out yet/only just been released, and is therefore a matter of buying new, which I've never figured on doing with a car.

But it looks ace. 290 miles range (which it obviously would never get, but even at 250 miles that's more than enough for the driving we do 95% of the time).

And 0-60 in around 6 seconds, which won't be giving Hearthly a run for his money but certainly is no slouch.

But at £35k it's a hefty old bank loan we'd be looking at.

I think the right decision is to wait until there are more cars like this on the market.

But shiny.

Also, I could call it Robert.
The right decision, both financially and environmentally, is to carry on driving your current car until it is no longer viable.

That doesn't solve the shiny problem though :D
@Doctor Glyndwr, did you manage to get a decent deal on the Mustang I recall you rollicking around in, in the States? My mate is trying hire one for a California road trip but is wincing slightly at the cost.
Trooper wrote:
The right decision, both financially and environmentally, is to carry on driving your current car until it is no longer viable.

That doesn't solve the shiny problem though :D


Ah, the Zardoz Theorum.

I will hold off the shiny for now.
Trooper wrote:
The right decision, both financially and environmentally, is to carry on driving your current car until it is no longer viable.

That doesn't solve the shiny problem though :D
Financially, definitely but not sure about environmentally, unless he's going to just scrap his old car then someone else will run it into the ground and one more new car added to the country's fleet is an EV rather than a petrol/diesel.

But there's no way I'd go back to a petrol car now unless I really, really had to. I've only got 95 miles of range but there's chargers all over the place these days and in any case it's not really that often that we go much further in a day. We do have two cars though so there's always that option if we need to do a longer trip. I actually did that the other day for the first time since getting the Leaf, only to arrive where we were going for an appointment and the only spaces left in the car park were the EV charging spots :facepalm: didn't even think to check.

But yeah there's lots of options incoming. It's a weird brand but there's an MG of all things that's meant to be decent, if you put your name down for one of the first 1000 then they'll match the government subsidy and then it costs about £21K I think. This is really cheap for that kind of range. Then there's the VW ID.3 and of course for the price of the e-niro you're into Tesla Model 3 territory in terms of money.
markg wrote:
Financially, definitely but not sure about environmentally, unless he's going to just scrap his old car then someone else will run it into the ground and one more new car added to the country's fleet is an EV rather than a petrol/diesel.


Sure, but it's one new car added to the country's fleet when it doesn't have to be.
Findus Fop wrote:
@Doctor Glyndwr, did you manage to get a decent deal on the Mustang I recall you rollicking around in, in the States? My mate is trying hire one for a California road trip but is wincing slightly at the cost.

Not in any way that’s useful to you, I’m afraid. Our business deal with National allows us to upgrade to our choice of vehicle from the “Executive Aisle” at no additional cost. That’s how I’ve blagged muscle cars.
Trooper wrote:
The right decision, both financially and environmentally, is to carry on driving your current car until it is no longer viable.


That's not really the case though.

You buy a new car to replace a 3 year old one.
Your 3 year old car replaces someone else's 6 year old.
Their 6 year old car replaces someone else's 9 year old car
The 9 year old car replaces a 12 year old one at the end of it's life so the net effect is that a shiny new electric car takes the place of a 12 year old POS.
Alternatively, nobody buys a new car, and the 12yr old car is nowhere close to being at end of life yet... ;)
Doctor Glyndwr wrote:
Findus Fop wrote:
@Doctor Glyndwr, did you manage to get a decent deal on the Mustang I recall you rollicking around in, in the States? My mate is trying hire one for a California road trip but is wincing slightly at the cost.

Not in any way that’s useful to you, I’m afraid. Our business deal with National allows us to upgrade to our choice of vehicle from the “Executive Aisle” at no additional cost. That’s how I’ve blagged muscle cars.


Ah, cheers anyway!
You'll struggle to get an e-Niro - the waiting list is over a year I believe.
I like the look of the new Honda thingy.
Reservations for the Honda E are open now, with only an £800 (refundable) deposit.
Trooper wrote:
I like the look of the new Honda thingy.


I would love one, but too small for family needs. But it's the cutest thing this side of my face.
markg wrote:
Trooper wrote:
The right decision, both financially and environmentally, is to carry on driving your current car until it is no longer viable.

That doesn't solve the shiny problem though :D
Financially, definitely but not sure about environmentally, unless he's going to just scrap his old car then someone else will run it into the ground and one more new car added to the country's fleet is an EV rather than a petrol/diesel.

But there's no way I'd go back to a petrol car now unless I really, really had to. I've only got 95 miles of range but there's chargers all over the place these days and in any case it's not really that often that we go much further in a day. We do have two cars though so there's always that option if we need to do a longer trip. I actually did that the other day for the first time since getting the Leaf, only to arrive where we were going for an appointment and the only spaces left in the car park were the EV charging spots :facepalm: didn't even think to check.

But yeah there's lots of options incoming. It's a weird brand but there's an MG of all things that's meant to be decent, if you put your name down for one of the first 1000 then they'll match the government subsidy and then it costs about £21K I think. This is really cheap for that kind of range. Then there's the VW ID.3 and of course for the price of the e-niro you're into Tesla Model 3 territory in terms of money.


MG car is interesting. Right size, not horrendous range, good price. Toying with a refundable deposit.
Trooper wrote:
If you don't want to just get a loan and keep the current car, and are thinking of PCP deals, £300 a month with a grand or so down will get you into a car with a retail price of around £20k. Which should give you enough leeway to pay for insurance, tax and maintenance. Drop down to £250 a month if that feels too tight.

If you go new you'll get a better deal typically, but that depends on the dealer, the manufacturer and the day. Nearly new is probably where you want to be, to get the peace of mind of a warranty.
If I was you i'd be looking at a nearly new Golf GTI or Audi A5, assuming you need something that is seen as a sensible business car.

If you want to lease, then Ling is probably your best bet, she is an absolute loon, but gets some good deals.
http://www.lingscars.com


Thanks... the website is amazing
Findus Fop wrote:
markg wrote:
Trooper wrote:
The right decision, both financially and environmentally, is to carry on driving your current car until it is no longer viable.

That doesn't solve the shiny problem though :D
Financially, definitely but not sure about environmentally, unless he's going to just scrap his old car then someone else will run it into the ground and one more new car added to the country's fleet is an EV rather than a petrol/diesel.

But there's no way I'd go back to a petrol car now unless I really, really had to. I've only got 95 miles of range but there's chargers all over the place these days and in any case it's not really that often that we go much further in a day. We do have two cars though so there's always that option if we need to do a longer trip. I actually did that the other day for the first time since getting the Leaf, only to arrive where we were going for an appointment and the only spaces left in the car park were the EV charging spots :facepalm: didn't even think to check.

But yeah there's lots of options incoming. It's a weird brand but there's an MG of all things that's meant to be decent, if you put your name down for one of the first 1000 then they'll match the government subsidy and then it costs about £21K I think. This is really cheap for that kind of range. Then there's the VW ID.3 and of course for the price of the e-niro you're into Tesla Model 3 territory in terms of money.


MG car is interesting. Right size, not horrendous range, good price. Toying with a refundable deposit.


Refundable deposit placed
Cool! It definitely looks like a really good deal.
Have borrowed a Peugeot 3008 GT-Line from my local dealer for the morning.

It’s quite a big car, especially coming from a Yaris, but it doesn’t feel particularly big when driving. The interior is a nice place to sit, everything seems pretty ergonomic (a notable exception to this is the cruise control stalk, but that’d become second nature before too long)

Turning circle seemed incredible for the size of the car, it wasn’t troubled by the many hairpin bends near us at all.

The car I had featured CarPlay, Android Auto, wireless charging pad, and the Peugeot “iCockpit” which is basically a digital dashboard screen.

Loads of room in the car, the seats fold down nicely and even the front passenger seat folds down flat (or flat enough) for extra long loads.

Cup holders are behind the gear lever which means you’re arm rests basically on top of your drink, which I can’t decide is a good or a bad thing. Huge centre console storage cubbyhole too.

All in all, impressive - but I don’t think it’s enough to persuade me away from the Yaris.
For god’s sake don’t do it
My uncle has one of those in brown. It's a very hard ride. The seats are also rock hard. Bit of a bone shaker really I preferred his B class. I still don't know why he got rid of that it was such a lovely little car.
I'm now considering selling the Yaris, buying a cheap snotter and using the surplus from the Yaris sale to pay off more of my debt.
GazChap wrote:
I'm now considering selling the Yaris, buying a cheap snotter and using the surplus from the Yaris sale to pay off more of my debt.

A decent plan, but don’t forget old cars go wrong too, so might not actually save you all that much.

I thought you liked the Yaris—you do quite a number of miles so would be good to keep a newish reliable car, I’d have thought.
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