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 Post subject: Re: The 'NAY!' Thread
PostPosted: Thu Jun 25, 2020 15:59 
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Gogmagog

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How much would a freehold be, compared to the price of the flat above it? Behind us (and attached, terribly complicated, I cannot work out how this building has been divided) are two flats, the lower holds the freehold, the upper the leasehold. I want both.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Thu Jun 25, 2020 16:03 
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Gogmagog

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MaliA wrote:
How much would a freehold be, compared to the price of the flat above it? Behind us (and attached, terribly complicated, I cannot work out how this building has been divided) are two flats, the lower holds the freehold, the upper the leasehold. I want both.


Actually, could I buy the upper flat and just knock through?

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Thu Jun 25, 2020 16:56 
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The lower may also be leasehold, and someone else owns the freehold. Land ownership is stupid.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Thu Jun 25, 2020 18:59 
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Goddess Jasmine wrote:
Cras wrote:
I've been trying to buy a flat for god knows how long, and everything that could go wrong so far has gone wrong. So post January this year as part of the Grenfell fire follow-up there's a new process for lenders to assess risk of issuing mortgages on flats. The valuer conducts a valuation. If the building is taller than 18m or the valuer notes that there are cladding materials that may possibly be combustible then the lender requires that the buyer provide an EWS1 form completed by a fire safety certified chartered surveyor to confirm that the cladding materials will not support combustion.

There are problems with this.

Firstly, the surveyor is not a fire safety certified chartered surveyor, therefore if there is cladding, the valuation will by necessity state that there are cladding materials that may possibly be combustible, triggering the EWS1 process even in low-rise buildings
Secondly, there are nowhere close to enough fire-safety certified surveyors to meet the demand for these forms
Thirdly, insurers are advising the certified surveyors not to fill out and sign the EWS1 forms due to liability risks

It's effectively impossible right now to buy or sell a flat with any cladding of any kind.

Is this a particular flat, or just any that you have seen?

I understand this in principle, but as with many other things, in practice... :(

I'm sorry this is causing you issues though.


It's the one I'm currently living in, which is extra frustrating! Means I'm less likely to lose it though

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Thu Jun 25, 2020 19:04 
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Buying it from your landlord? That’s great as it means you don’t have to move! Hope it goes through ok eventually.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Thu Jun 25, 2020 20:35 
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Board Mother

Joined: 6th Apr, 2008
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Cras wrote:
Goddess Jasmine wrote:
Cras wrote:
I've been trying to buy a flat for god knows how long, and everything that could go wrong so far has gone wrong. So post January this year as part of the Grenfell fire follow-up there's a new process for lenders to assess risk of issuing mortgages on flats. The valuer conducts a valuation. If the building is taller than 18m or the valuer notes that there are cladding materials that may possibly be combustible then the lender requires that the buyer provide an EWS1 form completed by a fire safety certified chartered surveyor to confirm that the cladding materials will not support combustion.

There are problems with this.

Firstly, the surveyor is not a fire safety certified chartered surveyor, therefore if there is cladding, the valuation will by necessity state that there are cladding materials that may possibly be combustible, triggering the EWS1 process even in low-rise buildings
Secondly, there are nowhere close to enough fire-safety certified surveyors to meet the demand for these forms
Thirdly, insurers are advising the certified surveyors not to fill out and sign the EWS1 forms due to liability risks

It's effectively impossible right now to buy or sell a flat with any cladding of any kind.

Is this a particular flat, or just any that you have seen?

I understand this in principle, but as with many other things, in practice... :(

I'm sorry this is causing you issues though.


It's the one I'm currently living in, which is extra frustrating! Means I'm less likely to lose it though

Well that's something at least! I'm glad you're getting it though, I love that view you have over the ocean. ;)

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Thu Jun 25, 2020 23:36 
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Commander-in-Cheese

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:DD

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Jun 27, 2020 16:19 
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Unpossible!

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Guess who managed to crack his windscreen when changing his wiper blades?

If you guessed Davpaz, you were correct


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Jun 27, 2020 16:31 
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Oof

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Jun 27, 2020 16:38 
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Mr Chonks wrote:
Oof

Indeed.


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Jun 27, 2020 16:45 
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Gogmagog

Joined: 30th Mar, 2008
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DavPaz wrote:
Mr Chonks wrote:
Oof

Indeed.


Ouch

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Jun 27, 2020 16:48 
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Unpossible!

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£40 for the wipers, £100 for the screen. Pricy goof


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Jun 27, 2020 17:26 
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That's some going!


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Jun 27, 2020 18:48 
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£40 wiper blades?!

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Jun 27, 2020 19:02 
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Excellent Painter

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I've got a crack across the screen on my car that appeared about a week ago. Then when cleaning the interior of the car I managed to hit and break the RV mirror off the windscreen! I will get it all sorted in the next week or so :/

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Jul 20, 2020 15:04 
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My heart sinks when I get a Co Op router call.

Despite recently revised (but still woefully inadquate) instructions and a message that the installation should take about 20 minutes, I know from experience that it'll be a shit show and I'll be on site for at least two hours. And so it was.

The call briefing was so brief that it didn't say WHY the router was to be installed. Neither did it say that several other engineers had been out to fix an intermittent connectivity problem, all of which failed. Neither did it give the primary/secondary IP addresses I'd need and it took three phone calls to find someone who could supply them.

And then, after the job was done, I had to take the fucker out again as it was worse than the one it was supposed to replace.


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Jul 20, 2020 15:35 
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Soopah red DS

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Work is so rewarding.


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Oct 03, 2020 17:15 
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Unpossible!

Joined: 27th Jun, 2008
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Nay! We have a leaking window.

At least I spotted it before it could do major damage. A few floorboards taken up and a drip tray in place for now. Calling roofers tomorrow, it looks like


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Oct 03, 2020 20:50 
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You want windowers

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Oct 03, 2020 21:11 
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Unpossible!

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Not according to the windowers I've talked to


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sat Oct 03, 2020 23:26 
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Hibernating Druid

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Windowers can be roofless.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 0:11 
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Over the years I've learnt to see right through them.


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 8:48 
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Hibernating Druid

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Finding a good one can be a real pane.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 9:20 
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Unpossible!

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Guys, I'm glazing over here


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 9:47 
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chewbacca -future arc welder

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Zardoz wrote:
Finding a good one can be a real pane.

That depends on how you frame it


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 9:52 
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You want to find devout ones. They'll help you see the light.


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 10:16 
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chewbacca -future arc welder

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You want to watch out for them, they can latch on to you, even if they are cracking company.


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 10:36 
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Master of dodgy spelling....

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These puns are a pane in the glass.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 12:16 
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UltraMod

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Shut up

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 12:33 
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Unpossible!

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Mr Chonks wrote:
Shut up

Not sure if pun, or just bad morning


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 14:17 
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Unpossible!

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Balanced precariously on a ladder, I noticed a sizable hole in the sealant on the outside window sill. An experimental dribble of water on this spot resulted in the same sort of leakage that was happening during the rain. An inelegant blob of frame sealant has plugged the hole for now


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 16:23 
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Yes

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DavPaz wrote:
Balanced precariously on a ladder, I noticed a sizable hole in the sealant on the outside window sill. An experimental dribble of water on this spot resulted in the same sort of leakage that was happening during the rain. An inelegant blob of frame sealant has plugged the hole for now

From my experience that's all the professionals will do anyway.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Sun Oct 04, 2020 16:26 
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Unpossible!

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Well, this is the perfect opportunity to get the roofer to look at a few other things that need doing, not least of which is redoing the sealant on all of the windows


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Oct 05, 2020 12:05 
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sneering elitist

Joined: 25th May, 2014
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I managed to shatter one side of my switch screen on Saturday by accidentally dropping it on the floor.
Yesterday I had to spend several hours fixing a client site that a 3rd party agency managed to break while doing some work on it.
My daughter had another epic meltdown this morning and told me at length about how I'm the worst mother in the world, she hates me and her life, etc etc.
This morning I've somehow managed to pick up a deep scratch in my brand new phone screen despite it only being in my pocket and on my desk.

I am about one more bloody situation away from either a full on breakdown, or fucking off somewhere hot and not coming back. Perhaps both, just for the fun of it. :'(

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Oct 05, 2020 12:33 
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Unpossible!

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Well that sounds like a sucky few days. Have a cup of tea, I reckon


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Oct 05, 2020 13:44 
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sneering elitist

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Yeah, not a bad idea.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Oct 05, 2020 14:57 
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Board Mother

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Oh Jem, that does sound like a really crappy day. Can you take some time for yourself and do something that will make you feel better? A run, some baking etc?

Hope you had that cup of tea anyway. :luv:

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Oct 05, 2020 15:48 
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sneering elitist

Joined: 25th May, 2014
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Once I've fixed the work crap I should be able to take a break :luv:

Completely forgot to finish making the cuppa :DD

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Oct 05, 2020 15:51 
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Board Mother

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Oh no! We'll get one now to power you through the rest of the work. :)

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Oct 05, 2020 15:54 
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Master of dodgy spelling....

Joined: 25th Sep, 2008
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Want me to bring a brew round?

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Mon Oct 05, 2020 20:14 
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sneering elitist

Joined: 25th May, 2014
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Gaz finished making it for me in the end, and I've just had a wispa and now I'm going to play a bit of Animal Crossing so I think I'll be ok :luv:

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Tue Oct 06, 2020 9:28 
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Master of dodgy spelling....

Joined: 25th Sep, 2008
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Have you had a brew yet

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Tue Oct 06, 2020 9:38 
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sneering elitist

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Coffee number 3 :DD

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Tue Oct 06, 2020 11:57 
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Skillmeister

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Feckin birb stuck behind the gas fire in our lounge. £60 call-out of an engineer. Booo.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Tue Oct 06, 2020 16:09 
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Hibernating Druid

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Phoenix!

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Tue Oct 06, 2020 16:40 
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Noob as of 6/8/10

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Fidege freezer no. 1 in our secondary storage facility has died. It's only about 25 years old. Don't people make things to last any more?

Replacement not available for delivery until Thursday!! Don't people provide decent service any more?


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Tue Oct 06, 2020 16:44 
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sneering elitist

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Dimrill wrote:
Feckin birb stuck behind the gas fire in our lounge. £60 call-out of an engineer. Booo.

Surely this problem solves itself given enough time... :S

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Tue Oct 06, 2020 16:50 
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Gogmagog

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Jem wrote:
Dimrill wrote:
Feckin birb stuck behind the gas fire in our lounge. £60 call-out of an engineer. Booo.

Surely this problem solves itself given enough time... :S


A mate had a bricked up fireplace. Birds used to nest in the pot. Each spring, she would hear chirping for a few days. Then silence. When they put an actual fireplace in, she said it was quite the terrifying sight after however many years it has been.

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 Post subject: Re: The 'NAY!' Thread
PostPosted: Tue Oct 06, 2020 16:51 
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Noob as of 6/8/10

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Jem wrote:
Dimrill wrote:
Feckin birb stuck behind the gas fire in our lounge. £60 call-out of an engineer. Booo.

Surely this problem solves itself given enough time... :S

It would, but it's the smell in the intervening period that would be the problem.

If it was plucked, you'd get the aroma of roast chicken or similar, to begin with, but I think it would still deteriorate over time.


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 Post subject: Re: The 'NAY!' Thread
PostPosted: Wed Oct 07, 2020 3:50 
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Skillmeister

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I can't leave a aminal to die horribly. It got rescued. I was expecting a wood pigeon but was a bog standard rock dove. Which is odd as I've never seen those around oor way.

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