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The 'Yay!' thread
https://www.beexcellenttoeachother.com/forum/viewtopic.php?f=3&t=6452
Page 199 of 206

Author:  Dr Zoidberg [ Tue Jan 26, 2021 18:46 ]
Post subject:  Re: The 'Yay!' thread

KovacsC wrote:
Grim... wrote:
I'm sorry - it went down by over 30%?! That's insane.


Yup.

Bad Credit Kovacs could only get finance for 34.9%
Good Credit Kovacs can get for 3.4%

It just shows how important credit ratings are.

I guess if I shop around I could get better, but I will wait 6 months, so the hard searches drop off.


The best you'd get from any lender with any rating looks like 2.8% which would only be a few quid a month difference.
The hard work has paid off for you there.

Author:  sdg [ Tue Jan 26, 2021 19:56 ]
Post subject:  Re: The 'Yay!' thread

That's amazing Kovacs, well done. I had bad credit when I was younger which was a hangover from getting kicked out the house and sofa surfing for ages. It took a long time to get it sorted and even longer to realise it was sorted and I still often get that feeling in my chest when I'm at a cash machine in case the bank swallows my card, or my balance has somehow went into the negative, or if I apply for credit convinced it's going to decline even though I'm in a good financial position now.
You've done amazing to take a bad situation, plan your way out of it, and then execute that plan. You should be really proud of yourself :luv:

Author:  KovacsC [ Wed Jan 27, 2021 0:41 ]
Post subject:  Re: The 'Yay!' thread

Thank you very much. It feels great to be stable at last.

Author:  Goddess Jasmine [ Wed Jan 27, 2021 8:18 ]
Post subject:  Re: The 'Yay!' thread

KovacsC wrote:
Having had bad credit for years, it seems it is is getting better, my bank allowed me to refinance my car. They offered me an APR of 3.4 instead of my existing 34.9. This means I can clear my car finance 2 years earlier and save over £5000 in interest. For the same monthly payments.

I think that is a bit if a yay.

This is amazing news. I'm really pleased for you. :luv:

Author:  Mimi [ Wed Jan 27, 2021 10:06 ]
Post subject:  Re: The 'Yay!' thread

KovacsC wrote:
Thank you very much. It feels great to be stable at last.

That’s amazing. So pleased for you x

Author:  TheVision [ Tue Feb 02, 2021 17:00 ]
Post subject:  Re: The 'Yay!' thread

Yay's are few and far between these days but here's one... I've just been awarded a grant which means I can buy a new camera, lens and a drone for the business. The money is coming from the European Regional Development Fund which is bittersweet I guess.

I was saving money for these anyway so I can now squander that on something else. Brilliant.

Author:  Goddess Jasmine [ Tue Feb 02, 2021 17:04 ]
Post subject:  Re: The 'Yay!' thread

Yay! Great news Vision. :)

Author:  Kern [ Tue Feb 02, 2021 17:04 ]
Post subject:  Re: The 'Yay!' thread

That's excellent news!

Author:  GazChap [ Tue Feb 02, 2021 17:07 ]
Post subject:  Re: The 'Yay!' thread

TheVision wrote:
The money is coming from the European Regional Development Fund which is bittersweet I guess.

Does this mean you have to put the ERDF logo on your website, though? Because they're super-strict about how you do it, if you are.

Author:  TheVision [ Tue Feb 02, 2021 17:36 ]
Post subject:  Re: The 'Yay!' thread

I used to deal with the ERDF in a former job and yep, they are super strict.

I won't have to put their logo on my website though as the only bit they mention about publicity is this

Quote:
Publicity of ERDF supported projects is a fundamental requirement and applicants will be
expected to comply with any reasonable request of the Project Management Team in relation
to publicity concerning the project.


I'll be happy if they want to take a photo of me with a giant cheque for the paper.

Author:  Zardoz [ Tue Feb 02, 2021 17:48 ]
Post subject:  Re: The 'Yay!' thread

EDRF!!! EDRF!!! EDRF!!

Giphy "earth defence force":
https://media2.giphy.com/media/MrjMIWrGZFsTS/giphy-loop.mp4

Author:  Warhead [ Tue Feb 02, 2021 18:02 ]
Post subject:  Re: The 'Yay!' thread

Lucky that they didn't pull funding for UK projects after Brexit.

The NW ERDF team were one of my customers when I was in Gov IT, not that I knew much about their work.

Author:  MaliA [ Tue Feb 02, 2021 18:02 ]
Post subject:  Re: The 'Yay!' thread

Ace!

Author:  Mimi [ Sat Feb 06, 2021 22:54 ]
Post subject:  Re: The 'Yay!' thread

We moved into our new house today. It was exhausting, and inside the house is now chaos, but we are in. And sleeping on the floor, but we rebuilt D’s bed so that’s a start, right?

Author:  sdg [ Sat Feb 06, 2021 23:47 ]
Post subject:  Re: The 'Yay!' thread

Yay!

Author:  Kern [ Sun Feb 07, 2021 9:50 ]
Post subject:  Re: The 'Yay!' thread

Congrats!

Author:  miki [ Sun Feb 07, 2021 10:17 ]
Post subject:  Re: The 'Yay!' thread

congratulations mimi! wishing you all the best of times in your new home <3

Author:  Warhead [ Sun Feb 07, 2021 11:14 ]
Post subject:  Re: The 'Yay!' thread

Happy New House.

Author:  KovacsC [ Sun Feb 07, 2021 15:33 ]
Post subject:  Re: The 'Yay!' thread

Yay...

Author:  Goddess Jasmine [ Mon Feb 08, 2021 16:23 ]
Post subject:  Re: The 'Yay!' thread

Mimi wrote:
We moved into our new house today. It was exhausting, and inside the house is now chaos, but we are in. And sleeping on the floor, but we rebuilt D’s bed so that’s a start, right?

That's a great achievement on the day you moved in. Sleeping on a mattress on the floor is all part of the adventure. Good luck on getting the rest of it done, and take you're time. You're not going anywhere now. :D

Author:  Sir Taxalot [ Mon Feb 08, 2021 23:35 ]
Post subject:  Re: The 'Yay!' thread

Yay! May boss and HR agreed to a salary review and a pay rise after I stamped my little feet about how an equivalent position (one with slightly less responsibility even) at a similar place was far better paid.

BUT the paperwork and payroll stuff hasn't been done yet so I've not seen any of the extra pay I was promised from the start of this year. The HR dept can take a little bit of time to catch up, and they do backpay if required... But if it doesn't happen at all I shall be very cross indeed.

Author:  krazywookie [ Mon Mar 29, 2021 18:46 ]
Post subject:  Re: The 'Yay!' thread

eBay has finally forgotten about, and stopped recommending loudly on my screen, the waifu pillow that someone here posted a link to and I clicked.

Author:  TheVision [ Thu Apr 01, 2021 10:03 ]
Post subject:  Re: The 'Yay!' thread

More good news and this time... another grant!

It's been awarded through the local council because I haven't been able to work as normal during the pandemic. That is good news!

Author:  Goddess Jasmine [ Thu Apr 01, 2021 10:08 ]
Post subject:  Re: The 'Yay!' thread

Yay! That's great news. :)

Author:  Jem [ Thu Apr 01, 2021 10:09 ]
Post subject:  Re: The 'Yay!' thread

Free money, woo!

Author:  KovacsC [ Thu Apr 01, 2021 10:10 ]
Post subject:  Re: The 'Yay!' thread

that is awesome...

Author:  TheVision [ Thu Apr 01, 2021 10:23 ]
Post subject:  Re: The 'Yay!' thread

Jem wrote:
Free money, woo!


The best kind of money!

Author:  Zardoz [ Thu Apr 01, 2021 10:32 ]
Post subject:  Re: The 'Yay!' thread

krazywookie wrote:
eBay has finally forgotten about, and stopped recommending loudly on my screen, the waifu pillow that someone here posted a link to and I clicked.

Since you bought one.

Author:  Malc [ Thu Apr 01, 2021 12:31 ]
Post subject:  Re: The 'Yay!' thread

I ordered some paper from Amazon a little while back, and it arrived with the outer box damaged, and the sleeve of some of the individual reams also damaged, with the paper exposed, and slightly disturbed.
Amazon said they would send a courier to pick the box up and send out a new one. They said the courier would contact me in 3-5 days to arrange a time to pick up. Instead they arrived the same day (before I had time to sort out returns label or anything, and obviously couldn't accept it, so they left.

The next day, the replacement box of paper arrived, also damaged, but not quite as bad as the previous box. So I spoke to Amazon again, and they cancelled the order completly and told me the courier would be in touch, blah blah, and I explained what happened to the last courier and was told not to worry, it would all be sorted.

In the meantime I ordered a different brand of paper which arrived fine and intact.

It's been over a week, and I'd not heard from any courier company, and obviously the refund has not been processed, so I spoke to Amazon today. They've now issued the refund, and I don't have to return the damaged boxes of paper!

So I now have 15 reams of paper (5 paid for, and 10 written off by Amazon) 12 of which are perfectly fine to use in a printer, and the other 3 are fine for drawing, freehand writing or whatever (not risking them in the printer as they could cause a jam).

Author:  Mimi [ Thu Apr 01, 2021 12:47 ]
Post subject:  Re: The 'Yay!' thread

Malc single handedly causes deforestation is not the content I expected in the Yay thread ;)

Author:  Jem [ Thu Apr 01, 2021 17:13 ]
Post subject:  Re: The 'Yay!' thread

I just registered my business as a limited company :metul:

Need to wait for it to be confirmed for it to be officially official, but woo! Exciting times.

Author:  KovacsC [ Thu Apr 01, 2021 17:20 ]
Post subject:  Re: The 'Yay!' thread

That is cool....

Author:  Mimi [ Thu Apr 01, 2021 17:22 ]
Post subject:  Re: The 'Yay!' thread

Jem wrote:
I just registered my business as a limited company :metul:

Need to wait for it to be confirmed for it to be officially official, but woo! Exciting times.

EXCITING TIMES!!

Author:  Goddess Jasmine [ Thu Apr 01, 2021 17:26 ]
Post subject:  Re: The 'Yay!' thread

Jem wrote:
I just registered my business as a limited company :metul:

Need to wait for it to be confirmed for it to be officially official, but woo! Exciting times.

That doesn't take long at all. Congratulations!
:excellent:

Author:  Mimi [ Thu Apr 01, 2021 18:47 ]
Post subject:  Re: The 'Yay!' thread

Darwin won the Easter Egg competition at school, and the headteacher gave him a chocolate egg as a prize.

Author:  Goddess Jasmine [ Thu Apr 01, 2021 19:08 ]
Post subject:  Re: The 'Yay!' thread

Mimi wrote:
Darwin won the Easter Egg competition at school, and the headteacher gave him a chocolate egg as a prize.

Go Darwin! :D

Author:  Zardoz [ Fri Apr 02, 2021 8:27 ]
Post subject:  Re: The 'Yay!' thread

4 days off!

Author:  KovacsC [ Fri Apr 02, 2021 9:23 ]
Post subject:  Re: The 'Yay!' thread

Zardoz wrote:
4 days off!


Yes.

Author:  Warhead [ Sat Apr 03, 2021 12:41 ]
Post subject:  Re: The 'Yay!' thread

I'm on call over the weekend, but then. .......... 14 DAYS OFF!!!!111.....

This is very difficult to arrange when you're in a team of three, on a three week shift rota, and every third week is 7 day working on call from 7am to 9pm, during which you have to arrange cover by another engineer if you want to take leave.

Even better, three of the days are not out of my leave allowance as one is a bank holiday and two more are rest days to compensate for being on call this weekend.

Author:  Zardoz [ Wed Apr 14, 2021 16:50 ]
Post subject:  Re: The 'Yay!' thread

As my company works for dnata all the big wigs are putting bonuses in line with everyone else's in the group.

So I'll be getting a £750* bonus in autumn when I hit my 20 years service.

*retail voucher.

Author:  Mimi [ Wed Apr 14, 2021 17:15 ]
Post subject:  Re: The 'Yay!' thread

Yay! That’s a big voucher, though. I hope you don’t have to spend it all in one go.

Author:  Zardoz [ Wed Apr 14, 2021 17:21 ]
Post subject:  Re: The 'Yay!' thread

I'm hoping it'll be for Amazon or something similar.

It won't last long... earmarked already for a PS5 and a turntable for the garage.

Author:  Mimi [ Wed Apr 14, 2021 18:04 ]
Post subject:  Re: The 'Yay!' thread

It’ll suck if when it arrives it’s for Superdrug, then :D

Author:  markg [ Wed Apr 14, 2021 18:19 ]
Post subject:  Re: The 'Yay!' thread

Zardoz wrote:
turntable for the garage.


Author:  Zardoz [ Wed Apr 14, 2021 20:21 ]
Post subject:  Re: The 'Yay!' thread

:metul:

Author:  Dimrill [ Wed Apr 14, 2021 20:24 ]
Post subject:  Re: The 'Yay!' thread

Nice news. Are you being paid in exposure?

"reaching out" urghegrhgehhriighhhh

Author:  Findus Fop [ Wed Apr 14, 2021 20:24 ]
Post subject:  Re: The 'Yay!' thread

Nice!

Author:  markg [ Wed Apr 14, 2021 20:31 ]
Post subject:  Re: The 'Yay!' thread

Zardoz wrote:
:metul:

Nice one mate!

Author:  Zardoz [ Wed Apr 14, 2021 20:31 ]
Post subject:  Re: The 'Yay!' thread

Dimrill wrote:
Nice news. Are you being paid in exposure?

"reaching out" urghegrhgehhriighhhh

Yeah, same deal as The Thing art book I got into. I knew from the off.

Author:  Grim... [ Wed Apr 14, 2021 20:43 ]
Post subject:  Re: The 'Yay!' thread

Zardoz wrote:
It won't last long... earmarked already for a PS5 and a turntable for the garage.

Fingers crossed you'll be able to buy a PS5 by then.

And good work on the book! Is it Aliens as in the movie franchise?

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