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The 'NAY!' Thread
https://www.beexcellenttoeachother.com/forum/viewtopic.php?f=3&t=7130
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Author:  Kern [ Thu Nov 16, 2017 9:37 ]
Post subject:  Re: The 'NAY!' Thread

Best wishes Mimi.

Author:  Dr Zoidberg [ Thu Nov 16, 2017 10:00 ]
Post subject:  Re: The 'NAY!' Thread

Urgh, that sounds unpleasant. GWS Meems.

Author:  MaliA [ Thu Nov 16, 2017 10:02 ]
Post subject:  Re: The 'NAY!' Thread

Heal quickly!

Author:  KovacsC [ Thu Nov 16, 2017 10:17 ]
Post subject:  Re: The 'NAY!' Thread

Best wishes Mimi..

If you need anything, let me know.

Author:  MrChris [ Thu Nov 16, 2017 13:32 ]
Post subject:  Re: The 'NAY!' Thread

My beer has warmed up to room temperature very quickly.

Author:  DBSnappa [ Thu Nov 16, 2017 15:59 ]
Post subject:  Re: The 'NAY!' Thread

MrChris wrote:
My beer has warmed up to room temperature very quickly.

Drink faster and use smaller glasses

Author:  MrChris [ Fri Nov 17, 2017 6:43 ]
Post subject:  Re: The 'NAY!' Thread

Oh FFS - the apartment I saw Tuesday that I liked has now gone as well. :-/ AAAAARGH STUPID COUNTRY

Author:  Mimi [ Fri Nov 17, 2017 17:19 ]
Post subject:  Re: The 'NAY!' Thread

Hnnggh :’(

I’m really upset. God, it’s so stupid and I’m so annoyed because I don’t know what to do. So, yeah, things have been a bit bad recently what with health problems and such, as many will know. You may also know that one of my happy safe places, Spud U Lije has closed down, etc. It's a stupid thing, but they made me happy. Anyway, I don’t have a ‘proper’ oven in my little kitchen, just a table top microwave with a convection element, but it’s not good enough to do a baked potato. It almost became a running joke, to get me a proper baked potato. My mother started looking at potato ovens because I know she really wants to do something kind and nice. Anyway, after almost accidentally bidding on a 120 potato capacity oven she realised that she had a halogen oven she rarely used that might be perfect t for me. So, after me saying no, she should keep it she kept insisting she’d post it. I eventually said no, ok, we’d see her before Christmas and she was under strict obstruction NOT to post it. Of course, stupid idiot spent money she didn’t have posting me her halogen oven by my Hermes. All day she’s been excited. Telling me to buy spuds in anticipation, but the delivery slot kept getting pushed back and it’s just arrived.

Of course it’s broken into a thousand pieces. It’s been packaged all perfectly with layers and layers of padding in the original box but it’s also probably been chucked on the floor from van to van or whatever. And I’ve cut myself on the glass, and of course because of the other stuff I can’t stop effing bleeding now so have had to patch up my bloody hand and my mum is all excited asking if I have time to make potatoes tonight or will it be the weekend and I don’t know whether to tell her because she will be so upset so now I’m just crying and stressed because this was so unceccesary and I do t want her to be sad, and she’s gone to stupid lengths to do a nice thing for me and all for nothing. And I felt rubbish and upset before and I feel worse now and I don’t know whether to tell her. I don’t want to, but short of photoshopping potatoes into my family photos I feel stuck.

Author:  Mimi [ Fri Nov 17, 2017 17:21 ]
Post subject:  Re: The 'NAY!' Thread

She even packed the box full of sweets for my little boy. Why can’t I just have something go rightvthat I can make someone else feel good for?!!

Author:  Mimi [ Fri Nov 17, 2017 17:22 ]
Post subject:  Re: The 'NAY!' Thread

For actual fs sake I’m just so pissed Off.

Author:  Mimi [ Fri Nov 17, 2017 17:23 ]
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No, I’m not. I’m just really, really miserable.

Author:  Curiosity [ Fri Nov 17, 2017 17:34 ]
Post subject:  Re: The 'NAY!' Thread

Sorry to hear that. You’re going to have to tell her as you’ll need to make a claim against them.

On the positive side, nice people doing caring things!

Author:  Mimi [ Fri Nov 17, 2017 18:34 ]
Post subject:  Re: The 'NAY!' Thread

I had a quick look and can’t claim as she doesn’t have the receipt. Sorry, just everythjng feels so gnnfghh

Author:  Mimi [ Fri Nov 17, 2017 20:22 ]
Post subject:  Re: The 'NAY!' Thread

Decided to lie and say it was fine and am trying to scramble one as close as possible from eBay. I feel crap doing it, but I spent the evening weighing up my conscience at not telling the truth and how utterly crap it would make her feel if knowing that when she went so far out of her way to try and do such a kind and amazing thing for me that it went all wrong. I usually have a pretty strong feeling if I’ve done the right thing or not, but I actually don’t know.

Author:  DavPaz [ Wed Nov 29, 2017 10:21 ]
Post subject:  Re: The 'NAY!' Thread

Decided to give my face fuzz a quick trim this morning. As I am terrible at this, I am now clean shaven.

Except! When driving in to work, I realised that i have missed a tiny little patch of hair right under one of my nostrils. So I had to go to the Student shop and buy a razor.

My face is cold. :(

Author:  NervousPete [ Mon Dec 18, 2017 19:33 ]
Post subject:  Re: The 'NAY!' Thread

My gran passed away yesterday. She'd been housebound for a while now and under full-time care, in between being in and out of hospital. The latest infection was just too much for her, though there wasn't much pain. I got the call when I came out from seeing Star Wars last night. It came as a bit of a shock, but not unexpected. I honestly thought she'd keep going until her upcoming 90th. I've been in a bit of a stupor all day as a result. Anyway, I'll be off back to the family nest on Wednesday. It'll be a bit of a strange Christmas but I'll try and be on here for my general sanity.

Bless the lot of you. xxx

Author:  Mimi [ Mon Dec 18, 2017 19:36 ]
Post subject:  Re: The 'NAY!' Thread

Oh Pete, I’m sorry to hear this. I hope you and your family can take comfort in spending some time together xx

Author:  Kern [ Mon Dec 18, 2017 19:39 ]
Post subject:  Re: The 'NAY!' Thread

Deepest sympathies Pete.

Author:  NervousPete [ Mon Dec 18, 2017 20:01 ]
Post subject:  Re: The 'NAY!' Thread

Thanks guys. The little 'un Seth will be up on Friday with his agreeable toddler-nephew-based nonsense, so that'll help some I'm sure.

Author:  MaliA [ Mon Dec 18, 2017 20:11 ]
Post subject:  Re: The 'NAY!' Thread

Sorry to hear that, buddy.

Author:  myp [ Mon Dec 18, 2017 22:17 ]
Post subject:  Re: The 'NAY!' Thread

Sorry to hear that, Pete. :(

Author:  KovacsC [ Tue Dec 19, 2017 0:14 ]
Post subject:  Re: The 'NAY!' Thread

Sorry to hear this fella

Author:  Goddess Jasmine [ Tue Dec 19, 2017 7:43 ]
Post subject:  Re: The 'NAY!' Thread

Sorry to hear about your gran Pete. :(

Author:  Jem [ Tue Dec 19, 2017 11:23 ]
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So sorry for your loss Pete.

Enjoy nephew nonsense time :) x

Author:  Trousers [ Tue Dec 19, 2017 11:27 ]
Post subject:  Re: The 'NAY!' Thread

My condolencies Pete

Author:  Zardoz [ Tue Dec 19, 2017 11:59 ]
Post subject:  Re: The 'NAY!' Thread

Very sorry to hear you've lost your Nan, Pete.

Glad you'll be around your family over Christmas.

Author:  NervousPete [ Tue Dec 19, 2017 13:04 ]
Post subject:  Re: The 'NAY!' Thread

Thanks guys. :hug:

Author:  TheVision [ Sat Jan 06, 2018 20:09 ]
Post subject:  Re: The 'NAY!' Thread

Mrs TheVision was just involved in a car accident. Luckily no one was hurt so that's the main thing.

A car pulled in front of her on a duel carriage way and slammed his brakes on. She went into the back of him and the car behind my wife went into her so 3 cars involved in total. The couple in the car behind were really nice though and stuck around until I turned up.

There's a fair bit of damage to our car though. Annoying but never mind.

Author:  Dr Zoidberg [ Sat Jan 06, 2018 20:42 ]
Post subject:  Re: The 'NAY!' Thread

Sounds like a deliberate accident to try and claim compensation. Was there a few people in the car ahead?

Author:  TheVision [ Sat Jan 06, 2018 20:54 ]
Post subject:  Re: The 'NAY!' Thread

That was my initial thought but it was only one guy and it was a brand new car so I'm doubting it now. I just think he wasn't a very good driver.

Author:  DavPaz [ Sat Jan 06, 2018 20:57 ]
Post subject:  Re: The 'NAY!' Thread

Possibly first time driving an automatic, muscle memory going for the clutch presses brake instead?

Author:  TheVision [ Sat Jan 06, 2018 21:19 ]
Post subject:  Re: The 'NAY!' Thread

I hadn't thought of that. Good call. There was absolutely no reason for him to slam his brakes on so it could be that? I dunno.

Author:  Grim... [ Sat Jan 06, 2018 21:39 ]
Post subject:  Re: The 'NAY!' Thread

The people behind her were probably being quite nice because there's no way they should have hit her.

Author:  myp [ Sat Jan 06, 2018 23:01 ]
Post subject:  Re: The 'NAY!' Thread

Glad Mrs TV is ok. Sorry to hear about the Nissan Square.

Author:  TheVision [ Sat Jan 06, 2018 23:58 ]
Post subject:  Re: The 'NAY!' Thread

Grim... wrote:
The people behind her were probably being quite nice because there's no way they should have hit her.


My thoughts exactly but I'm glad they stuck around. They were a lovely couple and very comforting to my wife and kids.

Lonewolves wrote:
Glad Mrs TV is ok. Sorry to hear about the Nissan Square.


Thanks but the box lives another day! It was 'the family car', the Vauxhall Meriva that got smacked.

Author:  asfish [ Sun Jan 07, 2018 12:00 ]
Post subject:  Re: The 'NAY!' Thread

A couple of people tried to get my nephew into their car yesterday >:|

He is 16 and was walking home and they asked did he live on this road and did he want a lift, he said no and thankfully they drove off.

He got the number plate and its been reported to the Police.

Author:  LewieP [ Mon Jan 08, 2018 4:54 ]
Post subject:  Re: The 'NAY!' Thread

I've been credit card frauded, and now my whole bank account has been drained :(

Author:  JBR [ Mon Jan 08, 2018 5:05 ]
Post subject:  Re: The 'NAY!' Thread

Arse! That is a big nay-two different things, too? The one should not lead to the other, after all, ut least not with UK accounts.

Author:  LewieP [ Mon Jan 08, 2018 5:42 ]
Post subject:  Re: The 'NAY!' Thread

JBR wrote:
Arse! That is a big nay-two different things, too? The one should not lead to the other, after all, ut least not with UK accounts.

I've got a direct debit set up to pay my cc off every month.

Author:  Mimi [ Mon Jan 08, 2018 9:51 ]
Post subject:  Re: The 'NAY!' Thread

LewieP wrote:
JBR wrote:
Arse! That is a big nay-two different things, too? The one should not lead to the other, after all, ut least not with UK accounts.

I've got a direct debit set up to pay my cc off every month.

On the same day, though? Are you sure that’s how it came to be emptied as usually the direct debit would come a period of time after the credit card spend. If you haven’t already I’d phone up and check.

So very sorry to hear it :( I can imagine it’s very stressful. Are you able to get by whilst it is sorted out and has anyone given you any indication of how long it may take to rectify?

Author:  LewieP [ Mon Jan 08, 2018 10:12 ]
Post subject:  Re: The 'NAY!' Thread

The credit card fraudulent transactions were spread out over november/december, but I spent that time on an island with no cash machines, and without my bank pin code thingy, so only just checked my bank account. Transactions were all things like phone credit, gift vouchers, and cinema/train/bus tickets.

I'm back on the mainland now, so just saw it today.

Thankfully the owner of the place I was working on the island has gone out of his way to pay me cash in hand today, instead of just next time I see him as we usually do (he owns the resort but lives elsewhere), and he sent round a colleague with cash for me immediately upon hearing the news. I have enough for rent + essentials for the next few weeks at least.

It is pretty stressful though, worst thing is that it's making me paranoid and highly suspicious.

Edit: I did the maths, it's around £1,300.

Author:  Mimi [ Mon Jan 08, 2018 10:24 ]
Post subject:  Re: The 'NAY!' Thread

Oh, grayscale o awful news. Was it a UK bank/credit card company? It’s completeky understandable the stress and paranoia, but hopefully the credit card company will get it sorted quickly. Do you have a service whereby you can be alerted when you’ve spent over a certain amount? If so it may be worth setting that quite low if you perhaps do not check your credit card account so often. Really I am surprised that the cc company did not query the transactions being so many of the exact type fraudsters use.

Author:  Hearthly [ Mon Jan 08, 2018 10:26 ]
Post subject:  Re: The 'NAY!' Thread

Credit card companies are usually really good at detecting any sort of unusual activity on a card, I'm surprised the scammers managed to get away with so many transactions over a two month period. (Unless the scammers are doing some sort of super-sophisticated 'profile matching' to slip under the radar.)

Author:  Zardoz [ Mon Jan 08, 2018 10:34 ]
Post subject:  Re: The 'NAY!' Thread

Glad your wife and kids are ok. Horrible being involved in a crash.

TheVision wrote:
Lonewolves wrote:
Sorry to hear about the Nissan Square.


Thanks but the box lives another day! It was 'the family car', the Vauxhall Meriva that got smacked.

Thank God! I hate Merivas, one of those was responsible for writing off my Ibiza.

Author:  LewieP [ Mon Jan 08, 2018 10:44 ]
Post subject:  Re: The 'NAY!' Thread

Mimi wrote:
Oh, grayscale o awful news. Was it a UK bank/credit card company? It’s completeky understandable the stress and paranoia, but hopefully the credit card company will get it sorted quickly. Do you have a service whereby you can be alerted when you’ve spent over a certain amount? If so it may be worth setting that quite low if you perhaps do not check your credit card account so often. Really I am surprised that the cc company did not query the transactions being so many of the exact type fraudsters use.

It's halifax, my parents are popping into the local branch now. I think once we've got this wrapped up, I will look into exactly this kind of service. I had told them I was out of the country, but the maximum time window I could set was 12 months, which would have probably rolled over by now.

They were spread out, and I guess it's the kind of thing that could be in line with Christmas shopping, but yeah I'm a little surprised it didn't flag up.

Author:  asfish [ Mon Jan 08, 2018 10:52 ]
Post subject:  Re: The 'NAY!' Thread

Hearthly wrote:
Credit card companies are usually really good at detecting any sort of unusual activity on a card, I'm surprised the scammers managed to get away with so many transactions over a two month period. (Unless the scammers are doing some sort of super-sophisticated 'profile matching' to slip under the radar.)


They use different methods now, I had a £600 payment blocked from my current account and then had my access to online banking stopped. When I called my bank, they said that fraud in the amount of £600 was "trending" so I had been shut down simply because of the amount of money I was sending.

Then my friend at work paid extra to Barclay Card for some sort of enhanced fraud protection. At first, they just pissed him off by calling every time he bought something on Amazon.

Then they stopped doing that, a few weeks later he gets home and finds an invoice for a flight to Paris in the post, then the next day another invoice for a flight to Brazil. All were charged to his card so he looks on line and find its been maxed out to the tune of £14,000.

When he gets the details, he sees that thousands had been spend on Afro Caribbean hair extensions and eclectic guitars, oddly enough this never rang any alarm bells with Barclay Card!

Total pain in the arse when this happens, but your bank should sort things out quickly, more so when you can show you are out of the UK.

Author:  Grim... [ Mon Jan 08, 2018 11:44 ]
Post subject:  Re: The 'NAY!' Thread

asfish wrote:
Then my friend at work paid extra to Barclay Card for some sort of enhanced fraud protection.

I can't think of a single reason for
a) this to exist, and
b) to pay for it

Although the fact that your friend paid for it is probably enough for (a).

Author:  asfish [ Mon Jan 08, 2018 12:00 ]
Post subject:  Re: The 'NAY!' Thread

Grim... wrote:
asfish wrote:
Then my friend at work paid extra to Barclay Card for some sort of enhanced fraud protection.

I can't think of a single reason for
a) this to exist, and
b) to pay for it

Although the fact that your friend paid for it is probably enough for (a).


It was maybe 3 years ago, guess this sort of service is now standard?

He does love his insurance though, always had gap on his car and and any sort of extended service on anything he bought.

He got 7K back from PPI !

Author:  Mimi [ Mon Jan 08, 2018 12:03 ]
Post subject:  Re: The 'NAY!' Thread

Grim... wrote:
asfish wrote:
Then my friend at work paid extra to Barclay Card for some sort of enhanced fraud protection.

I can't think of a single reason for
a) this to exist, and
b) to pay for it

Although the fact that your friend paid for it is probably enough for (a).


It does seem like the sort of thing that they’ll be refunding thousands of people for in a few months. That you can pay for enhanced protection against fraud would suggest that they do not do their best to protect you against fraud as standard.

Author:  DavPaz [ Mon Jan 08, 2018 12:14 ]
Post subject:  Re: The 'NAY!' Thread

asfish wrote:
eclectic guitars


Well, you don't want ordinary ones, do you?

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