Be Excellent To Each Other :: View topic

American Nervoso wrote:

Bobbyaro wrote:

yes it is murder. Potentially "justifiable" murder, but it is still murder - he was trying to kill someone.

So are soldiers murderers?

Yes, of course they are. Well, the ones that kill people anyway.

Bobbyaro wrote:

American Nervoso wrote:

Bobbyaro wrote:

yes it is murder. Potentially "justifiable" murder, but it is still murder - he was trying to kill someone.

So are soldiers murderers?

Yes, of course they are. Well, the ones that kill people anyway.

It's an interesting philosophical question. Because they don't get banged up once they've killed someone. So can't be murder.

That helicopter crash is 1/2 a mile from where I was stopping this weekend. Mskov is still up there.

KovacsC wrote:

That helicopter crash is 1/2 a mile from where I was stopping this weekend. Mskov is still up there.

hopefully her helicopter doesn't crash.

... Annnnd the kidnapped British man has been executed by those ISIS cunts.

5 years until Blade Runner happens!

Saturnalian wrote:

... Annnnd the kidnapped British man has been executed by those ISIS cunts.

Now they have ripped off TheVision's BeeX WeeX!

Those of you who have the pleasure of 'knowing' me on Facebook would have perhaps seen the picture of an old brochure for my university that I shared earlier today. It featured a picture of a certain disgraced Australian celebrity in a promotional context. Much retrospective chuckles were had.

However, the head of marketing just rang me and asked me to round up any remaining copies and burn them, just in case anyone sees it and thinks it's a current document. She was quite serious

It just occurred to me that I'm not Facebook friends with her

No, you cunt! Come the week after!

We've been out looking at more houses and have found one we like, it's just a matter of seeing what deal we can get.

It'll mean a 5 mile trip to the train station each morning which is a bit of a ballache, still if I do it on a pushbike a fair bit then at least I'll get fit.

Have you been to Hay on Wye? Outside of the Festival period it's about as close to heaven as one can get - your list plus all the second hand bookshops you can shake a stick at.

Mortgages are really fucking annoying!

House move is still possible, but depends on whether I can get the mortgage, but the house up north is making things tricky...

Trooper wrote:

Mortgages are really fucking annoying!

House move is still possible, but depends on whether I can get the mortgage, but the house up north is making things tricky...

Yes they are.

The best offer we got was for an 80% mortgage, the rest would give us anything up to 60%. The property is only worth £227,000 but over 15 years the repayments are quite a lot. The affordability test they do these days tripped us up, they were strict with the percentage of your income they like you to have left after everything goes out of your account, and got hung up on the fact we'd have less than 15% of our net income left a month after all our outgoings. They didn't seem to take much account of the fact that that percentage equated to over £800. I thought a +£800/month buffer was pretty bloody good! We reduced our savings and holiday budget per month to zero in order to secure the 80% mortgage after going through the process with the first bank we spoke to.

Maybe it's because it was up for sale at the time that they ignored it.

Been off work for a week; now back at work. I don't like work.

Check out the wallpaper on Bing today. It's lovely!

Author:	myp [ Sun Sep 14, 2014 4:12 ]
Post subject:	Re: B&B 43
Bobbyaro wrote: American Nervoso wrote: Bobbyaro wrote: yes it is murder. Potentially "justifiable" murder, but it is still murder - he was trying to kill someone. So are soldiers murderers? Yes, of course they are. Well, the ones that kill people anyway. It's an interesting philosophical question. Because they don't get banged up once they've killed someone. So can't be murder.

Author:	lasermink [ Sun Sep 14, 2014 11:41 ]
Post subject:	Re: B&B 43
American Nervoso wrote: Bobbyaro wrote: American Nervoso wrote: Bobbyaro wrote: yes it is murder. Potentially "justifiable" murder, but it is still murder - he was trying to kill someone. So are soldiers murderers? Yes, of course they are. Well, the ones that kill people anyway. It's an interesting philosophical question. Because they don't get banged up once they've killed someone. So can't be murder. It depends quite a lot on whether they fought for the winning side.

Author:	MaliA [ Sun Sep 14, 2014 16:22 ]
Post subject:	Re: B&B 43
Went to the Christening of the son of one of the NCT group. It was proper good AND there was a bar. Might go over to someone's house later as a party is brewing it seems. Hymns were good as well. No communion though.

Author:	Satsuma [ Sun Sep 14, 2014 22:02 ]
Post subject:	Re: B&B 43
... Annnnd the kidnapped British man has been executed by those ISIS cunts.

Author:	nickachu [ Tue Sep 16, 2014 17:41 ]
Post subject:	Re: B&B 43
It's starting to get cold up here again now. I'm even getting ill

Be Excellent To Each Other https://www.beexcellenttoeachother.com/forum/

B&B 43 https://www.beexcellenttoeachother.com/forum/viewtopic.php?f=3&t=10103	Page 38 of 60

Author:	KovacsC [ Tue Sep 16, 2014 20:21 ]
Post subject:	Re: B&B 43
That helicopter crash is 1/2 a mile from where I was stopping this weekend. Mskov is still up there.

Author:	krazywookie [ Tue Sep 16, 2014 20:36 ]
Post subject:	Re: B&B 43
KovacsC wrote: That helicopter crash is 1/2 a mile from where I was stopping this weekend. Mskov is still up there. hopefully her helicopter doesn't crash.

Author:	KovacsC [ Tue Sep 16, 2014 20:46 ]
Post subject:	Re: B&B 43
krazywookie wrote: KovacsC wrote: That helicopter crash is 1/2 a mile from where I was stopping this weekend. Mskov is still up there. hopefully her helicopter doesn't crash.

Author:	zaphod79 [ Wed Sep 17, 2014 11:32 ]
Post subject:	Re: B&B 43
"Saving gamings relics" http://www.pastemagazine.com/articles/2 ... elics.html

Author:	MaliA [ Thu Sep 18, 2014 18:28 ]
Post subject:	Re: B&B 43
Saturnalian wrote: ... Annnnd the kidnapped British man has been executed by those ISIS cunts. Now they have ripped off TheVision's BeeX WeeX!

Author:	MrChris [ Thu Sep 18, 2014 21:47 ]
Post subject:	Re: B&B 43
5 years until Blade Runner happens!

Author:	Dr Zoidberg [ Thu Sep 18, 2014 22:03 ]
Post subject:	Re: B&B 43
Mr Kissyfur wrote: 5 years until Blade Runner happens! Just in time for them to film the sequel.

Author:	MrChris [ Thu Sep 18, 2014 22:22 ]
Post subject:	Re: B&B 43
Heh. I've noticed that future-set sci-fi films now tend to be set a "safer" distance in the future.

Author:	TheVision [ Fri Sep 19, 2014 10:02 ]
Post subject:	Re: B&B 43
MaliA wrote: Saturnalian wrote: ... Annnnd the kidnapped British man has been executed by those ISIS cunts. Now they have ripped off TheVision's BeeX WeeX! That's ok as I ripped off Harry Hills TV burp in the first place.

Author:	Mimi [ Fri Sep 19, 2014 22:24 ]
Post subject:	Re: B&B 43
I like the Cotswolds. I managed to navigate up a big hill road where my ears pop. The river in Boughton On The Water is as clear as glass with very happy ducks

Author:	Mimi [ Fri Sep 19, 2014 22:33 ]
Post subject:	Re: B&B 43
Ooops, Bourton! I can't remember how many tourists were there when we (tourists) visited, but I have a vague recollection that we went mid-week, when it was a bit quieter. I loved the little bridges, and the ducks!

Author:	MrChris [ Fri Sep 19, 2014 22:37 ]
Post subject:	Re: B&B 43
It is a genuinely lovely little place; it's rather an archetypal English village to me. I love places with water in or near them!

Author:	Mimi [ Fri Sep 19, 2014 22:42 ]
Post subject:	Re: B&B 43
oh, me too. Because water often means ducks. Bonus points for: little bridges (luckily often near water), occasional swans, tea shops, tomato and/or red pepper soup with a crusty brown roll, boutique indie craft shops, small art supplies stores and toy shops. A stretch of grass to enjoy public where people smile is an obvious must. Every bicycle with a wicker basket earns an extra 2 points.

Author:	DavPaz [ Fri Sep 19, 2014 14:38 ]
Post subject:	Re: B&B 43
Those of you who have the pleasure of 'knowing' me on Facebook would have perhaps seen the picture of an old brochure for my university that I shared earlier today. It featured a picture of a certain disgraced Australian celebrity in a promotional context. Much retrospective chuckles were had. However, the head of marketing just rang me and asked me to round up any remaining copies and burn them, just in case anyone sees it and thinks it's a current document. She was quite serious

Author:	MrChris [ Fri Sep 19, 2014 14:45 ]
Post subject:	Re: B&B 43
DavPaz wrote: Those of you who have the pleasure of 'knowing' me on Facebook would have perhaps seen the picture of an old brochure for my university that I shared earlier today. It featured a picture of a certain disgraced Australian celebrity in a promotional context. Much retrospective chuckles were had. However, the head of marketing just rang me and asked me to round up any remaining copies and burn them, just in case anyone sees it and thinks it's a current document. She was quite serious Oh, that's special.

Author:	DavPaz [ Fri Sep 19, 2014 14:47 ]
Post subject:	Re: B&B 43
It just occurred to me that I'm not Facebook friends with her

Author:	Grim... [ Fri Sep 19, 2014 14:58 ]
Post subject:	Re: B&B 43
DavPaz wrote: It just occurred to me that I'm not Facebook friends with her You may want to remove said post from Facebook.

Author:	DavPaz [ Fri Sep 19, 2014 15:04 ]
Post subject:	Re: B&B 43
You may be right

Author:	MaliA [ Fri Sep 19, 2014 15:59 ]
Post subject:	Re: B&B 43
1) Seems wife can do compressed hours at her work AND still have time to do nursery pick ups and drop offs. 2) I am 90% sure I am in W2 end of next week. Will confirm.

Author:	Grim... [ Fri Sep 19, 2014 16:00 ]
Post subject:	Re: B&B 43
No, you cunt! Come the week after!

Author:	MaliA [ Fri Sep 19, 2014 16:06 ]
Post subject:	Re: B&B 43
Grim... wrote: No, you cunt! Come the week after! Will try and reschedule. Might argue for an overnight.

Author:	Trooper [ Fri Sep 19, 2014 19:01 ]
Post subject:	Re: B&B 43
Trooper wrote: We've been out looking at more houses and have found one we like, it's just a matter of seeing what deal we can get. It'll mean a 5 mile trip to the train station each morning which is a bit of a ballache, still if I do it on a pushbike a fair bit then at least I'll get fit. They've given me a surprisingly good offer as part-ex, interesting...

Author:	Grim... [ Fri Sep 19, 2014 20:39 ]
Post subject:	Re: B&B 43
Wooton, baby! We're totally going to hang out.

Author:	Trooper [ Fri Sep 19, 2014 22:20 ]
Post subject:	Re: B&B 43
Party on! I hope you like bread and water though, as if we do go for it I'll be broke

Author:	MrChris [ Fri Sep 19, 2014 22:21 ]
Post subject:	Re: B&B 43
You should all move to the Cotswolds.

Author:	MrChris [ Fri Sep 19, 2014 22:28 ]
Post subject:	Re: B&B 43
Bourton, but yes, it's lovely! If slightly full of tourists...

Author:	MrChris [ Fri Sep 19, 2014 22:49 ]
Post subject:	Re: B&B 43
Have you been to Hay on Wye? Outside of the Festival period it's about as close to heaven as one can get - your list plus all the second hand bookshops you can shake a stick at.

Author:	Mimi [ Sat Sep 20, 2014 7:10 ]
Post subject:	Re: B&B 43
Mr Kissyfur wrote: Have you been to Hay on Wye? Outside of the Festival period it's about as close to heaven as one can get - your list plus all the second hand bookshops you can shake a stick at. No, I've heard of it due to the festival but never been. Five more days at work and I have a week off, Autumn approaches and I need to get outside so I think that sounds like a must-do. Thanks x

Author:	Trooper [ Sat Sep 20, 2014 21:27 ]
Post subject:	Re: B&B 43
Mortgages are really fucking annoying! House move is still possible, but depends on whether I can get the mortgage, but the house up north is making things tricky...

Author:	Bobbyaro [ Sat Sep 20, 2014 21:28 ]
Post subject:	Re: B&B 43
Can't you part ex that as well?

Author:	Trooper [ Sat Sep 20, 2014 21:45 ]
Post subject:	Re: B&B 43
Doubt they would like that, they don't really want one part ex let alone two! Plus the dude in it has the lease till April. The part-ex part isn't the issue, it's getting a 95% mortgage on a new build with another property in the background.

Author:	flis [ Sat Sep 20, 2014 22:53 ]
Post subject:	Re: B&B 43
Trooper wrote: Mortgages are really fucking annoying! House move is still possible, but depends on whether I can get the mortgage, but the house up north is making things tricky... Yes they are. The best offer we got was for an 80% mortgage, the rest would give us anything up to 60%. The property is only worth £227,000 but over 15 years the repayments are quite a lot. The affordability test they do these days tripped us up, they were strict with the percentage of your income they like you to have left after everything goes out of your account, and got hung up on the fact we'd have less than 15% of our net income left a month after all our outgoings. They didn't seem to take much account of the fact that that percentage equated to over £800. I thought a +£800/month buffer was pretty bloody good! We reduced our savings and holiday budget per month to zero in order to secure the 80% mortgage after going through the process with the first bank we spoke to.

Author:	Trooper [ Sun Sep 21, 2014 14:48 ]
Post subject:	Re: B&B 43
flis wrote: Trooper wrote: Mortgages are really fucking annoying! House move is still possible, but depends on whether I can get the mortgage, but the house up north is making things tricky... Yes they are. The best offer we got was for an 80% mortgage, the rest would give us anything up to 60%. The property is only worth £227,000 but over 15 years the repayments are quite a lot. The affordability test they do these days tripped us up, they were strict with the percentage of your income they like you to have left after everything goes out of your account, and got hung up on the fact we'd have less than 15% of our net income left a month after all our outgoings. They didn't seem to take much account of the fact that that percentage equated to over £800. I thought a +£800/month buffer was pretty bloody good! We reduced our savings and holiday budget per month to zero in order to secure the 80% mortgage after going through the process with the first bank we spoke to. In my case the tame mortgage broker for the builders is insisting that it is impossible to get a 95% mortgage on a new build unless you go with either NewBuy or Help-to-buy, and I can't do either of those schemes due to either the second house or the want to part-ex. Apparently they are whole-of-market brokers and there aren't any mortgages out there for me in the whole marketplace. Which is strange as my broker has a couple he is going to put me forward for, and another broker I called up to check has 5 different mortgages on his system that would work in my situation too! At least their broker has confirmed my affordability, now I just need to get a mortgage offer in principle before I can get back into negotiations with the builders, as they are understandably jittery due to the moronic advice they have been given by their broker. Unfortunately my broker is off on hols till wednesday, so it's all on pause for now. Worst case is that I try and do a private sale and then go through NewBuy, but the part ex offer is actually more than I expect to be able to get on the open market, and with NewBuy the builder can't top up the deficit with money, as that isn't allowed on the scheme.